Attention homeowners: Real estate appraisal services for in Newbury Park and Ventura County
Check out the top reasons CA homeowners use Choice Appraisals, Inc.:
Do you own a house in or near Newbury Park? Do you need help deciding the value of your real estate?
At Choice Appraisals, Inc., we understand the unique needs of a consumer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Choice Appraisals, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value judgement than yours.
Appraisals to cancel PMI
A preferred way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. At Choice Appraisals, Inc., we're experts in helping clients just like you delete undesirable PMI insurance.
Challenging Ventura county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a local area that's declining or not appreciating as much as other properties nearby. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal report from Choice Appraisals, Inc. is your number one weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. Choice Appraisals, Inc. can help you reinstate your home equity line of credit with a professional appraisal.
Field and Desktop Appraisal Review Services
Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.