Attention homeowners in Newbury Park and Ventura County: Need an appraisal?
See the top seven reasons why CA homeowners use Choice Appraisals, Inc.:
Do you own a house in or near Newbury Park? Do you need help determining the value of your real estate?
At Choice Appraisals, Inc., we understand the special needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Choice Appraisals, Inc., are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're experienced in helping folks just like you rid yourselves of unneeded and unwanted PMI insurance.
Challenge Ventura county's assessment of your property
Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Choice Appraisals, Inc. is your number one weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Choice Appraisals, Inc. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just accepted a copy of your appraisal and you'd like to have a seasoned expert double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.