Real estate appraisal services for homeowners in the city of Newbury Park and Ventura County
See the top 7 reasons why CA homeowners use Choice Appraisals, Inc.:
Do you own a home in or near Newbury Park? Do you need help determining the value of your real estate?
At Choice Appraisals, Inc., we understand the special needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Choice Appraisals, Inc., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. Choice Appraisals, Inc. is seasoned in helping folks just like you get rid of unneeded and unwanted PMI insurance.
Challenge Ventura county's assessment of your property
Lets say you live in an area that's going down -- your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Choice Appraisals, Inc. is your best weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your property is close to a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. Choice Appraisals, Inc. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for verity, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Choice Appraisals, Inc. can help you with that. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.