Real estate appraisal services for homeowners in the city of and Ventura County
Here are the top 7 reasons why homeowners hire Choice Appraisals, Inc. (Owner retired to SC):
Need help deciding the value of your home in or near , ?
We at Choice Appraisals, Inc. (Owner retired to SC) understand the individual needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value estimation than yours.
PMI Removal Appraisals
A fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experts in helping folks just like you get rid of unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if your home is not appreciating as much as other properties close to yours. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An appraisal from Choice Appraisals, Inc. (Owner retired to SC) is your perfect weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. An efficient appraisal from Choice Appraisals, Inc. (Owner retired to SC) can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for accuracy? Choice Appraisals, Inc. (Owner retired to SC) offers field reviews where we go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.